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real estate business paperwork easier.

The amount of time it takes to complete your service will depend on the complexity of your file. However, typical services depending on jurisdiction take between 1 to 3 weeks for us to finish on your behalf. Rush services are available.

While reviewing your file, we may discover additional steps or costs you could incur, such as taxes that must be paid to record a deed. We will provide you with a final quote for your review and approval before scheduling your execution appointment.

When your execution package requires notarization we have several options. You can schedule a signing with one of our in-house notaries. We can schedule a remote notary to travel to you with your document package. We can also arrange remote online notarization (RON), where you electronically sign with an online notary.  

Our clients are always surprised to find out that the appointment itself, where you sign documents with a notary, typically only takes about five to ten minutes.

Bring your current government-issued photo ID to the virtual or physical appointment.

Tenancy refers to the legal manner that one takes title to real property and it has implications for how liens attach to your property and for your heirs. In preparation for your deed appointment, if you have multiple owners you will be able to choose the manner of tenancy.

A Brief Overview of Tenancy

Tenancy refers to the legal manner that one takes title to real property. In preparation for settlement, you will be able to choose the manner of tenancy.

An individual buyer is typically taking title in fee simple, but when two or more of the individuals hold title, there are three common law forms to choose from: joint tenants, tenants by the entirety, or tenants in common.

JOINT TENANTS WITH THE RIGHT OF SURVIVORSHIP

Joint tenancy is a popular form of ownership for family members taking title together, but can also apply to others who would like their interests to flow to the surviving co-tenant if they pass away. This type of tenancy provides individuals with equal rights and obligations, and it usually embodies four essential unities: time, title, interest, and possession. The joint tenants must acquire the same interests and title at the same time, and they have identical rights to the property (possession). The result of those four unities is that each joint tenant owns the entire property, not just a share, and this ownership is subject only to the rights of the other joint tenants.

In a joint tenancy with the right of survivorship, a deceased tenant’s interest is automatically extinguished and the rights to the property are passed to the surviving tenants without going through probate. If all other tenants are deceased, the one remaining tenant becomes the sole owner of the property, by operation of law.

TENANTS BY THE ENTIRETY

Tenants by the entirety is similar to joint tenancy, but this tenancy is reserved for legally married couples. The parties have an equal right of possession and enjoyment during their joint lives, with the right of survivorship. Survivorship means that when one partner dies, the property goes to the surviving co-tenant by operation of law. This is popular for married couples because it also offers a level of protection from judgments and liens. Generally, judgments and liens will only attach to tenants by the entirety property if the judgments and liens are in the name of both spouses.

TENANTS IN COMMON

Tenants in common is the ownership of a property by two or more individuals, and each one has a separate and divided interest in the property with no right of survivorship. Tenants in common allows the tenants to designate percentages of ownership interest, if they like. Tenants in common can also sell their interests without the consent of the other tenant(s). Finally, a tenant in common can pass the interest to heirs, by will or in accordance with applicable laws, upon death. For all these reasons, tenants in common is popular for individuals or entities taking title for business reasons or for those who want to keep their property interest separate and apart from the other owners.

That depends. You may need to notify certain parties of the legal changes you made. For example, if you change a property title, you need to update the carrier of your homeowner’s insurance policy to ensure you are adequately covered.

We will email you copies of your documents after your recording has been completed. Please retain these for your records.

That depends. If you transfer the property from yourself to your revocable trust, or if you add someone to title with you then the existing owner’s policy is still effective. However, if you transfer the property to an LLC or Corporation, your old owner’s policy will no longer be effective. If you transfer to entirely new parties, your existing owner’s title policy will no longer be effective. Ask us about pricing for a new owner’s policy.

It might be a good idea to get an updated policy on the home. The former policy covered the home for what it was worth when it was purchased, but with property appreciation rates, the home may be worth hundreds of thousands of dollars more now. Ask us about pricing on a new owner’s title policy.

After we review your completed questionnaire, you will receive a quote for the service. Upon payment, we complete the work and schedule your signing appointment.